Later Life Planning
Although it’s not something we like to think about, as we age, our health may decline, and many of us will likely need some form of care. Later life planning involves preparing for these possibilities, whether it’s adapting your home, paying for caregivers, or moving into residential care. The cost of care can be significant and may be beyond your family’s financial means.
Incorporating later life planning into your financial strategy is essential. By putting plans in place now, while you’re still able to, you can maintain control and independence, and ease the future burden on your family.
Later Life Planning Products
Retirement Planning: Pensions & Annuities
A pension is a long – term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Equity Release and Other Property Options
This is a lifetime mortgage. To understand the features and risk, ask for a personalised illustration.
Savings & Investment Planning for Later Life
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Tax, Estate & Wealth Planning
The Financial Conduct Authority does not regulate Trusts, Inheritance Tax Planning and Taxation