Mortgage Services

Whether you’re a first-time buyer, moving home, or looking to remortgage, navigating the mortgage process can be complex. I’m here to simplify things for you, helping you find the right mortgage solution which is available from the market and tailored to your specific needs and financial situation.  

Mortgages

Moving Home  

When moving home there is often a range of options, you can either port your existing mortgage, remortgage, or obtain a new mortgage based on your financial situation and the property’s value. It’s important to consider additional costs like stamp duty, legal fees and potential early repayment charges. Working with us provides access to the various options, most competitive rates and a streamlined approval process.

First-Time Buyer Mortgages 

Whether you’re a first-time buyer, moving home, or looking to remortgage, navigating the mortgage process can be complex. I’m here to simplify things for you, helping you find the right mortgage solution which is available from the entire market and tailored to your specific needs and financial situation.  

Remortgaging 

If you’re coming to the end of your fixed-rate deal, or simply want to see if you could secure a better rate, or looking for additional borrowing, I can help you assess the remortgage options available to you. This could reduce your monthly payments or help release equity from your home. 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Mortgages

Buy-to-Let Mortgages 

For those looking to invest in rental properties (either personally or corporately) or find themselves with an inherited property,  I provide expert advice on buy-to-let mortgages. I’ll help you understand the criteria, costs, and risks, so you can make informed decisions and get the most from your investment and have access a wide market of opportunities. 

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Self-Employed & Contractor Mortgages  

Being self-employed or a contractor doesn’t have to complicate your mortgage application. I specialise in helping clients with complex income structures find competitive mortgage products suited to their unique circumstances. 

Equity Release 

For homeowners over 55, equity release can be a way to unlock the value of your property without having to sell. I can help you explore if this option is right for you, offering guidance on its benefits and risks. 

This is a lifetime mortgage. To understand the features and risk, ask for a personalised illustration.

Tailored Mortgage Advice 

Your mortgage needs will change as your life does. Whether you’re moving, downsizing, or looking for a better deal, I’ll be with you every step of the way, offering tailored mortgage advice that’s right for you. 

Please note, your home may be repossessed if you do not keep up repayments on your mortgage. 
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